






{"id":9542,"date":"2021-01-26T09:44:53","date_gmt":"2021-01-26T09:44:53","guid":{"rendered":"https:\/\/diamondlaw.ca\/?p=9542"},"modified":"2022-01-04T15:07:07","modified_gmt":"2022-01-04T15:07:07","slug":"steps-in-a-long-term-disability-lawsuit","status":"publish","type":"post","link":"https:\/\/diamondlaw.ca\/steps-in-long-term-disability-lawsuit\/","title":{"rendered":"Steps in a Long-Term Disability Lawsuit"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/diamondlaw.ca\/practice-areas\/long-term-disability\/\">Long-term disability<\/a> is an issue commonly-faced in Canada. Up to 22% of Canadians (around 6.2 million people) report having at least one disability. Many complications may arise when living with a disability, including loss of income. In fact, only 39% of Canadians with disabilities claimed to have work options available in 2017.\u00a0<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Ideally, Canadians in this situation would receive compensation, but that\u2019s not always the case. Insurance providers and some employers go out of their way to stop worker\u2019s compensation payments early or deny claims altogether. If you or a loved one is suffering from one or more long-term disabilities, seeking legal representation may be the right step for you.\u00a0<\/span><\/p>\n<h2 dir=\"ltr\"><b>Starting a Long-Term Disability Lawsuit<\/b><\/h2>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Whether from an employer or private insurance, specific policies can be challenging to understand for those not working in the area. Therefore, persons living with a long-term disability may want to seek representation from a lawyer to assist in <\/span><a href=\"https:\/\/diamondlaw.ca\/guides\/claiming-long-term-disability-ltd\/\"><span style=\"font-weight: 400;\">filing their claim<\/span><\/a><span style=\"font-weight: 400;\"> with an employer or insurance company.\u00a0<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">When filing a claim, it\u2019s common to worry about the cost to you or your loved ones. Diamond &amp; Diamond Law arranges long-term disability lawsuits under a contingency fee. Therefore, a percentage of the total amount obtained on your behalf is used as the fee, and you are guaranteed a free consultation.\u00a0<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Contingency fees are beneficial if you\u2019re unsure whether or not you\u2019re entitled to compensation. It\u2019s normal for workers not to understand their rights when facing a long-term disability. We know that nobody plans to be in this situation and recommend reaching out to a professional who will work tirelessly to ensure you receive fair compensation.<\/span><\/p>\n<h2 dir=\"ltr\"><b>What is Long-Term Disability?<\/b><\/h2>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\"><\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">If you\u2019re uncertain whether or not you\u2019re entitled to long-term disability compensation, the first step is to learn what technically qualifies as a \u201c<\/span><a href=\"https:\/\/diamondlaw.ca\/practice-areas\/long-term-disability\/\"><span style=\"font-weight: 400;\">long-term disability<\/span><\/a><span style=\"font-weight: 400;\">.\u201d<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Statistics Canada defines persons with disabilities as those who have experienced being \u201csometimes,\u201d \u201coften\u201d or \u201calways\u201d limited in their daily activities. Canada defines \u2018short-term\u2019 as the six-month-period following an illness or injury in the context of disability insurance. Long-term disability benefits will be accessible after six months of dealing with sickness or injury.\u00a0<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Many people in Canada and around the world face various health concerns throughout their life. Lingering debilitating problems, however, are not. That\u2019s why it\u2019s important to understand when you qualify for compensation.<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">\u201cThe world is changing, with or without the pandemic, with client requirements also evolving,\u201d says Diamond &amp; Diamond Senior Partner Jeremy Diamond. \u201cThere is never a better time to start learning about your rights than right now.\u201d<\/span><\/p>\n<h4 dir=\"ltr\"><i><span style=\"font-weight: 400;\">Seek help from <a href=\"https:\/\/diamondlaw.ca\/practice-areas\/long-term-disability\/\">Long-Term Disability Lawyers<\/a> when filing for claims. Here at Diamond &amp; Diamond, we make sure that we always take the approach that benefits you the most.<\/span><\/i><\/h4>\n<h2 dir=\"ltr\"><b>I\u2019m Experiencing Long-Term Disability, Now What?<\/b><\/h2>\n<h2 dir=\"ltr\"><b>\u00a0<\/b><\/h2>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Identifying your own disability is a challenging yet crucial first step to receiving any entitled compensation. Once you\u2019ve done so, the next step is seeking representation from a lawyer or law firm. Diamond &amp; Diamond Law has <\/span><a href=\"https:\/\/diamondlaw.ca\/team\/\"><span style=\"font-weight: 400;\">many lawyers<\/span><\/a><span style=\"font-weight: 400;\"> practicing personal injury and long-term disability in <\/span><a href=\"https:\/\/diamondlaw.ca\/location\/\"><span style=\"font-weight: 400;\">Ontario, British Columbia and Alberta<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">In Ontario, long-term disability falls under the jurisdiction of Canada\u2019s federal policies. How to apply for long-term disability in Ontario is the same as it is across the country and requires identifying the problem and knowing when to seek representation.\u00a0<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Many Canadians have short-term and long-term group insurance policies through employers. Some workers opt for <a href=\"https:\/\/diamondlaw.ca\/lending-out-your-car-and-insurance-policy\/\">private insurance policies<\/a> for extended coverage instead. Do your research. Make sure you know what kinds of coverage are available to you.<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">It is necessary to keep any insurance paperwork received during your employee onboarding process as it will likely contain all the information you need. If you have misplaced your copy, asking your employer for a new one sooner rather than later will make the process of exercising long-term disability compensation easy, if ever needed.<\/span><\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/diamondlaw.ca\/ontario-depression-disability-lawyer\/\">Lawyers specializing in long-term disability<\/a> are an invaluable support system for those who may not fully understand their benefits or require further assistance. For complex cases, lawyers can be sought to fully exert an individual\u2019s rights when claiming long-term disability. <\/span><\/p>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;pro-tip-sec&#8221;]<\/p>\n<h3 dir=\"ltr\"><b>PRO TIP:<\/b><\/h3>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Diamond &amp; Diamond Law also offers services to Canadians in Alberta and British Columbia for disability lawsuits.<\/span><\/p>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<h2 dir=\"ltr\"><b>F.A.Q.<\/b><\/h2>\n<p>[\/vc_column_text][vc_toggle title=&#8221;How much does it cost to seek representation from a lawyer for a long-term disability lawsuit? &#8221; style=&#8221;round&#8221; color=&#8221;blue&#8221; el_id=&#8221;1610080524707-d830ee54-dfbd&#8221;]<\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">At Diamond &amp; Diamond Law, we work under a contingency fee arrangement,\u00a0 meaning there is no upfront cost for you. Our fee resolves as a percentage of the total sum recovered on your behalf. <\/span><\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What will a disability lawyer do for me?&#8221; style=&#8221;round&#8221; color=&#8221;blue&#8221; el_id=&#8221;1610080546599-e1ba23d2-5ca0&#8243;]<\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Our disability lawyers offer you years of experience working closely with the law. Their wealth of knowledge will help you receive the compensation you deserve. <\/span><\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Do disability lawyers practice in Canada?&#8221; style=&#8221;round&#8221; color=&#8221;blue&#8221; el_id=&#8221;1610080574612-96286418-5cfa&#8221;]<\/p>\n<p dir=\"ltr\"><span style=\"font-weight: 400;\">Yes, personal injury lawyers operate in Canada. Diamond &amp; Diamond Law offers disability law services in Ontario, Alberts, and British Columbia. <\/span><\/p>\n<p>[\/vc_toggle][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Long-term disability is an issue commonly-faced in Canada. Up to 22% of Canadians (around 6.2 million people) report having at least one disability. Many complications may arise when living with a disability, including loss of income. In fact, only 39% of Canadians with disabilities claimed to have work options available in 2017.\u00a0 Ideally, Canadians&hellip;<\/p>\n","protected":false},"author":1,"featured_media":11834,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ngg_post_thumbnail":0,"footnotes":""},"categories":[812],"tags":[],"class_list":["post-9542","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-needs","entry"],"_links":{"self":[{"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/posts\/9542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/comments?post=9542"}],"version-history":[{"count":0,"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/posts\/9542\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/media\/11834"}],"wp:attachment":[{"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/media?parent=9542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/categories?post=9542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diamondlaw.ca\/wp-json\/wp\/v2\/tags?post=9542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}